Enter zakatable assets and current liabilities along with today’s gold or silver price per gram. The calculator checks your net wealth against the nisab (612.36 g of silver or 87.48 g of gold) and shows zakat due at 2.5%.
What does this tool do?
Computes Zakat at 2.5% on cash, gold, silver, investments and trade goods above the nisab, with the nisab selectable by gold (87.48 g) or silver (612.36 g) value. Enter holdings and today’s rates; the tool totals zakatable wealth and the amount due.
It is designed for repeated use: change any input and every dependent figure recalculates immediately, so comparing scenarios — a higher rate versus a shorter tenure, this month versus last — takes seconds rather than a fresh spreadsheet. The layout keeps the headline result prominent while the working stays visible for anyone who wants to check the math.
The interface keeps things practical: the inputs are “Currency symbol (optional)”, “Nisab based on”, “Gold you own (grams)”, “Gold price per gram”, “Silver you own (grams)” and “Silver price per gram” (and a few more); the “nisab” control offers “Silver (612.36 g)” and “Gold (87.48 g)”. Results update live as you work — there is no waiting and nothing to submit.
How do I use this tool?
Enter your figures below — every result updates the instant you type, so comparing scenarios is just a matter of changing a number and watching the answer move.
- Enter your values in “Currency symbol (optional)”, “Nisab based on”, “Gold you own (grams)” and the other fields.
- Results update instantly as you type — no button to press.
How does it work?
Zakat = 2.5% × (zakatable assets − short-term debts), due when wealth exceeds the nisab for one lunar year. Nisab = value of 87.48 g gold or 612.36 g silver — most scholars advise using the lower (silver) threshold to be safe. Debts due immediately are subtracted; long-term loans are treated per scholarly guidance.
Precision is full floating-point throughout; only the displayed result is rounded for readability. Intermediate steps are not rounded, which avoids the small compounding errors you get from rounding mid-calculation on a phone calculator.
Use cases in Pakistan
Zakat calculation peaks every Ramazan in Pakistan, when gold rates from Karachi’s bullion market set the nisab. Families total bank balances, prize bonds, gold jewellery and business stock; many deduct monthly expenses’ debts first. Note Pakistani banks deduct Zakat on savings accounts each 1st Ramazan above the nisab unless a CZ-50 exemption is filed — this tool helps verify the deducted figure.
Families use it for household budgeting and school-fee planning; small businesses for pricing and payroll math; students for everything from BISE numericals to CSS preparation. Wherever the same calculation is repeated monthly — bills, salaries, savings targets — this page replaces the phone-calculator ritual.
Limitations
Fiqh details vary by school: what counts as zakatable (pensions, receivables, business inventory valuation) differs, and this tool follows the common Hanafi-oriented approach used in Pakistan. It is a calculator, not a fatwa — for complex holdings (companies, partnerships, agricultural produce at 5–10%), consult a scholar.
Assumptions are stated on the page — read them before trusting the headline number for money, health or legal decisions. A calculator amplifies the quality of its inputs: careful numbers in, trustworthy numbers out.
Frequently asked questions
How much Zakat on Rs 1,000,000 savings?
2.5% = Rs 25,000, provided it stayed above nisab for a lunar year and exceeds immediate debts. For figures that go into applications or documents, double-check the inputs against the source — the math is exact, but only for the numbers you enter.
Gold or silver nisab — which one?
Silver’s value is lower, so more people qualify. Many scholars recommend the silver nisab as the cautious choice; the tool lets you pick either. Try varying one input at a time to see which assumption drives the result; that sensitivity check is often more valuable than the headline number.
Is Zakat due on my house or car?
No — personal-use assets are exempt. Zakat applies to cash, gold/silver, investments and trade goods. Save or screenshot the result with its inputs when the figure matters later — reconstructing “what did I enter?” is harder than it sounds.
What about bank profit earned?
It joins your cash holdings for Zakat purposes. (Whether the profit itself is halal depends on the account type — a separate question.) For figures that go into applications or documents, double-check the inputs against the source — the math is exact, but only for the numbers you enter.
Is my data uploaded or stored?
No. This tool runs entirely in your browser — what you type or paste never leaves your device, is never sent to a server, and is never stored. Closing the tab removes all trace. Try varying one input at a time to see which assumption drives the result; that sensitivity check is often more valuable than the headline number.
Is it really free? Do I need an account?
Yes, free, and no account needed. Open the page and use it — no sign-up, no trial, no watermark on results. Save or screenshot the result with its inputs when the figure matters later — reconstructing “what did I enter?” is harder than it sounds.
Updated October 2026 · Built and tested by Sharjeel Tahir · How our tools are tested